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Toyota Total Loss Asset Protection

If your car is stolen, or written off in an accident, fire or flood, Toyota Total Loss Asset Protection is there to help you get back on the road.

Benefits of Toyota Total Loss Asset Protection


Peace of mind

Should an unfortunate event occur, get back the full value of what you paid for your car, rather than what it is worth at the point of damage.


Pay upfront or monthly, depending on what is most suitable for your circumstances.

Comprehensive cover

With Total Loss Asset Protection, your vehicle is covered if it is written off due to an accident, fire, flood or if your car is stolen.

How Total Loss Asset Protection works

Outstanding finance, covered

If your car is written off, or stolen, Toyota Total Loss Asset Protection is tailored to bridge the gap between your insurer's pay-out and what you paid for your car, or your outstanding finance. 

Your insurer's pay-out replaces the cost of your car or settles the finance.

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Easy, flexible cover

Toyota Total Loss Asset Insurance provides up to £250 as a contribution towards your Motor Insurance Excess≠. It also provides a £300 Total Loss Assistance payment to help with any incidental expenses connected with your total loss‡

It's quick and easy to arrange with one affordable payment upfront or a flexible monthly payment option.

Minimum of 3 year cover

The cover is designed for:

  • Vehicles with a net invoice price* of up to £75,000
  • Factory and dealer fitted accessories
  • Up to £3,000 of finance deposit allowance (a discount offered by Toyota Financial Services on certain makes and models from time to time)
  • Unlimited mileage


Total loss asset protection example:

  • Original Net Invoice Price - £15,000
  • Value of car at the time it's written off - £8,000
  • Motor Insurer pays - £8,000
  • Toyota Total Loss Asset Protection pays - £7,000
  • Plus Total Loss Assistance pays - £300
  • Customer pays - £0*

For a full list of what is and is not covered, please refer to the policy wording. Some exclusions are listed below under the frequently asked questions section. 

*Net Invoice Price - the amount that you have paid for the vehicle itself, excluding non-dealer fitted options and extras such as the road fund licence, or negative equity. 

‡ Total Loss Assistance is paid as part of your claim and only paid once during the term of the Toyota Total Loss Asset Protection policy. 

≠Motor Insurance Excess Contribution is the amount stated on your certificate of motor insurance up to a maximum of £250.

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