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Toyota Total Loss Asset Protection

If your car is stolen, or written off in an accident, fire or flood, Toyota Total Loss Asset Protection is there to help you get back on the road.

Peace of mind

Should an unfortunate event occur, get back the full value of what you paid for your car, rather than what it is worth at the point of damage.

Flexibility

Pay upfront or monthly, depending on what is most suitable for your circumstances.

Comprehensive cover

With Total Loss Asset Protection, your vehicle is covered if it is written off due to an accident, fire, flood, or if your car is stolen.

How Total Loss Asset Protection works

Outstanding finance, covered

If your car is written off, or stolen, Toyota Total Loss Asset Protection is tailored to bridge the gap between your motor insurance pay-out and the full purchase price of your car.

Your insurer's pay-out will cover the current value of your car or settle the finance remaining.

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Easy, flexible cover

Toyota Total Loss Asset Insurance provides up to £250 as a contribution towards your Motor Insurance Excess≠. It also provides a £300 Total Loss Assistance payment to help with any incidental expenses connected with your total loss‡

It's quick and easy to arrange with one upfront or a flexible monthly payment option.

 

Minimum of 3 year cover

The cover is designed for:

  • Vehicles with a net invoice price* of up to £75,000
  • Factory and dealer fitted accessories
  • Up to £3,000 of finance deposit allowance (a discount offered by Toyota Financial Services on certain makes and models from time to time)
  • Unlimited mileage

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    Total loss asset protection example:

     
    • Original Net Invoice Price - £15,000
    • Value of car at the time it's written off - £8,000
    • Motor Insurer pays - £8,000
    • Toyota Total Loss Asset Protection pays - £7,000
    • Plus Total Loss Assistance pays - £300
    • Customer pays - £0*

For a full list of what is and is not covered, please refer to the insurance product information document. Some exclusions are listed below under the frequently asked questions section. 

*Net Invoice Price - the amount that you have paid for the vehicle itself, excluding non-dealer fitted options and extras such as the road fund licence, or negative equity. 

‡ Total Loss Assistance is paid as part of your claim and only paid once during the term of the Toyota Total Loss Asset Protection policy. 

≠Motor Insurance Excess Contribution is the amount stated on your certificate of motor insurance up to a maximum of £250.

Type a question in the search bar or have a look at our commonly asked questions below

Useful downloads

Toyota Total Loss Asset Protection is underwritten by Aioi Nissay Dowa Insurance UK Limited.

Aioi Nissay Dowa Insurance UK Limited who are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, Financial Services Register number 816870. Aioi Nissay Dowa Insurance UK Limited is registered in England and Wales (Company Number: 11105895), registered office: 52-56 Leadenhall Street, London, EC3A 2BJ. 

Toyota Total Loss Asset Protection is administered by Nukula Limited, trading as  InsureThat, which is authorised and regulated by the Financial Conduct Authority No. 616475. Nukula Limited is registered in England and Wales (Company Number: 07646376), registered office: Sterling House, Sitka Drive, Shrewsbury Business Park, Shrewsbury, Shropshire, SY2 6LG.

Toyota Financial Services is an agent of the insurer in respect of the sale of these products. Toyota Financial Services is authorised and regulated by the Financial Conduct Authority (FCA) registered number FRN310226. This can be verified at the FCA website www.fca.org. uk/register or by phoning 0800 111 6768. 

Toyota Financial Services (UK) PLC. Registered Office: Great Burgh, Burgh Heath, Epsom, KT18 5UZ. Registered in England with Number 02299961. Authorised and regulated by the Financial Conduct Authority.