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Toyota Minor Damage Protection

Minor dents, chips and scuffs are all part of everyday driving. However, with our protection for minor body damage, your pride and joy is covered for cosmetic repairs (SMART). So, if there's a scratch on your pristine bodywork, you can have it expertly restored. This can help maximise the resale value of your Toyota. Also, making a claim with Minor Damage Protection won't affect your car insurance or No Claims Discount.

*Please refer to the Product Information Document. This can be found below in Useful Downloads

Quality guaranteed

All repairs carried out by our authorised technicians are guaranteed for the lifetime of the vehicle whilst it remains in your possession.

Convenient for you

The technicians could come to your home or place of work and expertly repair small dents, scuffs and scrapes in vulnerable body areas (not available in all areas & geographical limitations apply). You also have the option to take your vehicle to one of our approved repair sites.


We offer a £250 body shop contribution in the event an eligible area of damage cannot be repaired at your chosen location.

What's included

Each claim is limited to four individual areas of damage, with a limit of 20 items of damage over the policy term. This includes damage on eligible panels such as:

  • Scratches, scuffs and dents up to 300mm in length, and 3mm deep
  • Stone chips up to 5mm in diameter and 1.5mm deep

Quick and simple

Making a claim is easy, with no forms to fill in. You have up to 30 days to register your claim by calling our dedicated claims team on 0333 0444 701, or online by clicking the link below.
Make a claim Opens in new window
Images are for illustration purposes only. Please refer to the policy information document for a full list of what panels and damage types are and aren’t covered and for full details of any limitations to cover.

Useful downloads

Type a question in the search bar or have a look at our commonly asked questions below

Toyota Minor Damage Protection is underwritten by Aioi Nissay Dowa Insurance  UK Limited.

Aioi Nissay Dowa Insurance UK Limited who are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, Financial Services Register number 816870. Aioi Nissay Dowa Insurance UK Limited is registered in England and Wales (Company Number: 11105895), registered office: 52-56 Leadenhall Street, London, EC3A 2BJ. 

Toyota Minor Damage Protection is administered by Nukula Limited, trading as InsureThat, which is authorised and regulated by the Financial Conduct Authority No. 616475. Nukula Limited is registered in England and Wales (Company Number: 07646376), registered office: Sterling House, Sitka Drive, Shrewsbury Business Park, Shrewsbury, Shropshire,  SY2 6LG.

Toyota Financial Services is an agent of the insurer in respect of the sale of these products. Toyota Financial Services is authorised and regulated by the Financial Conduct Authority (FCA) registered number FRN310226. This can be verified at the FCA website www.fca.org. uk/register or by phoning 0800 111 6768. 

Toyota Financial Services (UK) PLC. Registered Office: Great Burgh, Burgh Heath, Epsom, KT18 5UZ. Registered in England with Number 02299961. Authorised and regulated by the Financial Conduct Authority.