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Purchase Protection

If your car’s written off in an accident, Toyota Purchase Protection can cover a gap in funding if you need to buy a new vehicle. The gap is the difference between the market value your insurer pays out and what you originally paid for the car.

What's included?

  • Up to 3 years' cover (36 months)#
  • Up to £75,000 Net Invoice Price covered*
  • No maximum claim limit up to the Net Invoice Price of your vehicle

#Plus additional limited cover in months 37 to 48 if your vehicle is subject to a finance agreement with a term greater than 36 months. 

*Net Invoice Price - the amount that you have paid for the vehicle itself, excluding non-dealer fitted options and extras such as the road fund licence, or negative equity. 

† Market Value means the greater of: a) The value of the Insured Vehicle (excluding contents) at the Date of Loss as assessed by the insurers of the Motor Insurance; or b) The Market Value of the Insured Vehicle (excluding contents) as at the Date of Loss by reference to Glass’s Guide Retail Value.

  • - Original purchase price    £15,000

  • - Value of car at the time it's written off    £8,000

  • - Insurer pays £8,000       

  • - Toyota Purchase Protection Pays £7,000

  • - Customer pays £0*

*Your motor insurer may charge you an excess when you make a claim on your motor insurance policy.