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Toyota SMART Cover

Smart cover. Intelligent choice.

Minor body damage insurance and repair.

Watch the video to find out more

KEEP YOUR Toyota IN IMMACULATE CONDITION – THE SMART WAY.

The mirror-smooth shine on your Toyota is worth taking pride in. Unfortunately, scuffs and chips are a part of everyday driving. Someone carelessly opening a door in a car park can dent your pristine bodywork.

But is it worth losing your motor insurance policy no-claims bonus for a small repair?

That's where Toyota SMART Cover comes in.

SMART stands for Small Motor Accident Repair Technology. Using exact paint matches and a sophisticated Toyota-approved process, the SMART repair technician will restore your Toyota to help keep it in immaculate condition.

The technicians will come to your home or place of work and expertly repair small dents, scuffs and scrapes in vulnerable body areas.

It’s the intelligent way to help maintain the value of your Toyota – and your pride in its immaculate condition.

PROTECT YOUR Toyota –
AND YOUR NO-CLAIMS BONUS

  • Professional repairs for minor scratches, dents, chips and scuffs
  • Completed quickly and effectively at a location of your choice
  • Does not affect your motor insurance or no claims bonus
  • Up to 30 days to register your claim
  • Helps preserve the appearance of your Toyota
  • Can help maximise the resale value of your Toyota

    Which Panels of my car are covered

  • Scratches and scuffs up to 300mm in diameter and 3mm deep
  • Dents up to 25mm in diameter and 3mm deep within one body panel
  • Chips up to 25mm in diameter and 3mm deep in the bumper area
  • Covers vulnerable panels including front and rear valances
  • Professionally repaired to immaculate standards
  • Frequently Asked Questions Download the brochure

For more information about Toyota SMART Cover and pricing, please contact your Toyota Dealer Sales team.

Covered for dents, scuffs, scratches and chips Covered for dents where there is no damage to the paintwork Not Covered

Frequently Asked Questions

1. How many claims can I make on my Toyota SMART Cover policy?

There is no limit on the number of claims you can make, however each individual claim is limited to £500, with a £3000 aggregate limit over the term of your Toyota SMART Cover policy.

2. Do I have to pay an excess?

Yes, there is a £25 excess on each claim, paid on the completion of the repair.

3. Will my motor insurance no claims bonus be affected if I claim on my Toyota SMART Cover policy?

No, Toyota Smart Cover is completely separate from your Motor Insurance policy.

4. How do I claim?

Advise the Claims Department within 30 days of the incident occurring on the telephone number provided in your policy document. The claims team will talk you through the simple steps to assess your claim and arrange your repair.

5. Is the repair guaranteed?

Yes, all new Toyota vehicles come with a 12 year anti perforation warranty. The repair is guaranteed for the duration of the anti perforation warranty.

6. Can I cancel my Toyota SMART Cover policy?

Yes, you can cancel your policy within the first 14 days and receive a full refund, provided no claims have been made.

If you cancel after the first 14 days no refund will be provided.

7. What’s not covered under my Toyota SMART Cover policy?

Damage of any kind to wheels, rims or tyres.

If any panel is ripped, holed, torn or perforated.

Damage to beading, moulding, glass, lights or decals.

Any damage that occurred before the policy start date.

Any dents or chips that extend over more than one body panel.

Damage which occurs to horizontal, flat surfaces such as roofs, bonnets and boot tops.

Scratches, scuffs and chips in the area shaded pink and blue in the diagram.

Dents where the paintwork is damaged in the area shaded pink and blue in the diagram.

All dents in the areas shaded in pink in the diagram.

8. Can I transfer the Toyota Smart Cover Policy?

No, the policy can not be transferred either to a new owner or a new vehicle.

9. Does the Toyota SMART Cover policy cover damage to other vehicles?

Only the vehicle detailed on the policy schedule is covered.

10. Who is covered by the policy?

The policy covers damage to your car irrespective of the driver.

11. How can I purchase Toyota smart cover?

Toyota SMART cover can be purchased from participating Toyota Centres when ordering a new or used vehicle. Cover cannot be purchased after you take delivery of your vehicle. 

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